Tips for Finding the Right Home
Home hunting is both exciting and stressful. At times you may feel like you're dealing with both feelings at the time. Don't worry you're not alone. First time buyers to the experienced; the feelings can be the same. That's one of the many reasons to use Donna Taylor to assist you. Donna Taylor helps relieve the stress and make the experience a joy. We can answer questions, do most of the 'leg work', manage the buying process and get you to 'closing' on your new home in the timeframe you desire.
Rule #1 - Do not rush out and look at homes.
No matter what the reason for your move or how quickly you need to move, you can take simple steps prior to actually seeing homes that will take most of the stress and frustration out of your buying experience.
1. Significantly strengthen your offer
Begin the mortgage application process by getting prequalifed or preapproved. This action significantly strengthens your negotiating and offer when you find the right home.
2. Make a list
What do you need in a home? What do you want in a home? What are your desires in a home? What do you NOT want in a home? Having these items categorized helps put each home in perspective. It allows you to compare. Sometimes, getting all needs, wants and desires met equals too many $$$$s. The list will remind you what you really need and help in defining what you are willing to give up to get the right home at the right price for you.
3. Meet with us! Then let US go to work for you!
Meet with one of our team members. Authorize a Buyer Agency Agreement. Then review your financial qualifications, your needs, wants and desires in a home. If you have specific locations in mind, be sure to share those, too. Establish a desired timeline for your move. Then let them go to work for you.
4. We will be taking you to homes
If the prework has been done, this is a delightful experience because we are taking you to see homes that meet your requirements within your price range. The choice is up to you.
5. Make an Offer
If you know a particular home is right for you. Make an offer - don't delay! Stress and frustration can run high when you finally decide on a home and find out someone else has purchased it. This is the time our experience in NEGOTIATING is put to work for you.
6. We will walk you through the entire process
Once your offer has been accepted, complete the remaining requirements of your lender, and make preparations to move. A good REALTOR® will walk you through this process, including inspections; schedule the closing, walk through your home before closing, and be there to make sure all goes smoothly.
7. Closing
This is when you close on your loan, make the rest of a down payment, pay closing costs, sign all necessary documents, and get the keys to your new home. You are now a property owner!
8. Move In and Enjoy!
You have just made one of the bigger purchases of your life! Enjoy! Oh, and be sure to invite Donna Taylor to see your new digs!